diff --git a/api/erp-api/src/main/resources/application.yml b/api/erp-api/src/main/resources/application.yml
index 81f598be..0df70592 100644
--- a/api/erp-api/src/main/resources/application.yml
+++ b/api/erp-api/src/main/resources/application.yml
@@ -43,6 +43,12 @@ external:
     auto-fetch-cat-rule: false
     # sku-overrides 为空时按类目规则 + spec.id 自动拼规格（与 SKU 条数一致时才继续调 goods.add）
     auto-resolve-spec-ids-when-sku-overrides-empty: true
+    # 满件折 two_pieces_discount，默认 99（99 折）
+    two-pieces-discount: 99
+    # 拼单价 = 建议零售价 × (本值/100)，默认 75=七五折
+    group-buy-discount-percent: 75
+    # 单买价（分）= 拼单价（分）+ 本值，默认 200=2 元
+    single-buy-add-fen: 200
     # categoryCode（请求体）-> 拼多多叶子类目 cat_id（与 maindata default-category-code=DEFAULT 对齐）
     category-map:
       DEFAULT: "15693"
diff --git a/api/erp-api/src/main/resources/nacos/erp-api.yaml b/api/erp-api/src/main/resources/nacos/erp-api.yaml
index 8eaf5b8e..9f760f67 100644
--- a/api/erp-api/src/main/resources/nacos/erp-api.yaml
+++ b/api/erp-api/src/main/resources/nacos/erp-api.yaml
@@ -46,6 +46,9 @@ external:
     gateway-url: https://gw-api.pinduoduo.com/api/router
     auto-fetch-cat-rule: false
     auto-resolve-spec-ids-when-sku-overrides-empty: true
+    two-pieces-discount: 99
+    group-buy-discount-percent: 75
+    single-buy-add-fen: 200
     category-map:
       DEFAULT: "15693"
     cost-template-map:
diff --git a/service/src/main/java/cn/qihangerp/service/external/pdd/ExternalPddProperties.java b/service/src/main/java/cn/qihangerp/service/external/pdd/ExternalPddProperties.java
index 45ec5e65..37377f09 100644
--- a/service/src/main/java/cn/qihangerp/service/external/pdd/ExternalPddProperties.java
+++ b/service/src/main/java/cn/qihangerp/service/external/pdd/ExternalPddProperties.java
@@ -46,6 +46,21 @@ public class ExternalPddProperties {
     private boolean defaultIsRefundable = true;
     private boolean defaultSecondHand = false;
 
+    /**
+     * {@code pdd.goods.add} 根级 {@code two_pieces_discount}（满件折，默认 99 表示 99 折）
+     */
+    private int twoPiecesDiscount = 99;
+
+    /**
+     * 拼单价 = 建议零售价 ×（本值/100），默认 75 即七五折；为百分比整数，非分。
+     */
+    private int groupBuyDiscountPercent = 75;
+
+    /**
+     * 单买价（分）= 拼单价（分）+ 本值；须为正（分），默认 200=2 元。
+     */
+    private long singleBuyAddFen = 200L;
+
     /**
      * 与单次请求 {@code skus} 列表顺序一一对应（过滤掉 null 后的顺序），
      * 每条对应 PDD sku_list 一项的 spec_id_list 与 sku_properties。
diff --git a/service/src/main/java/cn/qihangerp/service/external/pdd/PddGoodsAddParamBuilder.java b/service/src/main/java/cn/qihangerp/service/external/pdd/PddGoodsAddParamBuilder.java
index e09e0813..09f41b35 100644
--- a/service/src/main/java/cn/qihangerp/service/external/pdd/PddGoodsAddParamBuilder.java
+++ b/service/src/main/java/cn/qihangerp/service/external/pdd/PddGoodsAddParamBuilder.java
@@ -19,6 +19,8 @@ import java.util.Map;
 /**
  * 将 Canonical 落库结果组装为 {@code pdd.goods.add} 的<strong>单根业务 JSON</strong>（字段名为 POP 下划线形式）；
  * {@link cn.qihangerp.service.external.pdd.PddPopClient#invokeGoodsAdd} 会将其展开为官方网关要求的<strong>表单顶层</strong>字段（与 POP curl / SDK 一致，不使用 {@code param_json}）。
+ * <p>拼多多售价：以 SKU {@code retailPrice}（档案建议零售价）为基准，拼单价=建议零售价×{@code external.pdd.group-buy-discount-percent}%，
+ * 单买价=拼单价+{@code external.pdd.single-buy-add-fen}（分）；{@code market_price} 取各 SKU 建议零售价（分）之最大（必要时高于单买价以满足校验）。</p>
  *
  * @author guochengyu
  */
@@ -68,6 +70,7 @@ public class PddGoodsAddParamBuilder {
         root.put("is_refundable", props.isDefaultIsRefundable());
         root.put("second_hand", props.isDefaultSecondHand());
         root.put("shipment_limit_second", resolveShipmentSeconds(req, props));
+        root.put("two_pieces_discount", props.getTwoPiecesDiscount());
 
         List<String> carousel = resolveCarousel(goods, req);
         if (carousel.isEmpty()) {
@@ -82,7 +85,7 @@ public class PddGoodsAddParamBuilder {
         }
         root.put("detail_gallery", detail);
 
-        long marketFen = resolveMarketPriceFen(req, skuRows);
+        long maxSuggestedFen = maxSuggestedRetailFen(skuRows);
 
         if (StringUtils.hasText(goods.getOuterErpGoodsId())) {
             root.put("out_goods_id", goods.getOuterErpGoodsId());
@@ -97,14 +100,9 @@ public class PddGoodsAddParamBuilder {
             if (!StringUtils.hasText(ov.getSpecIdList())) {
                 throw new IllegalStateException("external.pdd.sku-overrides[" + i + "].spec-id-list 不能为空");
             }
-            long groupFen = yuanToFen(firstNonNull(row.getGroupPrice(), row.getRetailPrice()));
-            long singleFen = yuanToFen(firstNonNull(row.getRetailPrice(), row.getGroupPrice()));
-            if (groupFen <= 0) {
-                throw new IllegalStateException("SKU 团购价/拼团价无效（groupPrice/salePrice 换算为 0 分），outSkuId=" + row.getOuterErpSkuId());
-            }
-            if (singleFen <= groupFen) {
-                singleFen = groupFen + 100;
-            }
+            long[] gs = groupAndSingleFenFromSuggestedRetail(row.getRetailPrice(), props, row.getOuterErpSkuId());
+            long groupFen = gs[0];
+            long singleFen = gs[1];
             if (singleFen > maxSingleFen) {
                 maxSingleFen = singleFen;
             }
@@ -141,9 +139,7 @@ public class PddGoodsAddParamBuilder {
             sku.put("sku_properties", skuProps);
             skuList.add(sku);
         }
-        if (marketFen <= maxSingleFen) {
-            marketFen = maxSingleFen + 100;
-        }
+        long marketFen = resolvePddMarketPriceFen(maxSuggestedFen, maxSingleFen);
         root.put("market_price", marketFen);
         root.put("sku_list", skuList);
         root.put("goods_properties", new JSONArray());
@@ -188,6 +184,7 @@ public class PddGoodsAddParamBuilder {
         root.put("is_refundable", props.isDefaultIsRefundable());
         root.put("second_hand", props.isDefaultSecondHand());
         root.put("shipment_limit_second", resolveShipmentSeconds(req, props));
+        root.put("two_pieces_discount", props.getTwoPiecesDiscount());
         root.put("is_sku", false);
 
         List<String> carousel = resolveCarousel(goods, req);
@@ -202,18 +199,11 @@ public class PddGoodsAddParamBuilder {
         }
         root.put("detail_gallery", detail);
 
-        long groupFen = yuanToFen(firstNonNull(row.getGroupPrice(), row.getRetailPrice()));
-        long singleFen = yuanToFen(firstNonNull(row.getRetailPrice(), row.getGroupPrice()));
-        if (groupFen <= 0) {
-            throw new IllegalStateException("SKU 团购价/拼团价无效（换算为 0 分），outSkuId=" + row.getOuterErpSkuId());
-        }
-        if (singleFen <= groupFen) {
-            singleFen = groupFen + 100;
-        }
-        long marketFen = resolveMarketPriceFen(req, skuRows);
-        if (marketFen <= singleFen) {
-            marketFen = singleFen + 100;
-        }
+        long[] gs = groupAndSingleFenFromSuggestedRetail(row.getRetailPrice(), props, row.getOuterErpSkuId());
+        long groupFen = gs[0];
+        long singleFen = gs[1];
+        long maxSuggestedFen = maxSuggestedRetailFen(skuRows);
+        long marketFen = resolvePddMarketPriceFen(maxSuggestedFen, singleFen);
 
         if (StringUtils.hasText(goods.getOuterErpGoodsId())) {
             root.put("out_goods_id", goods.getOuterErpGoodsId());
@@ -354,22 +344,59 @@ public class PddGoodsAddParamBuilder {
         }
     }
 
-    private static long resolveMarketPriceFen(ExternalGoodsUpsertRequest req, List<OGoodsSku> skuRows) {
-        if (req.getMarketPrice() != null) {
-            return yuanToFen(req.getMarketPrice());
+    /**
+     * 定价（market_price）：默认取各 SKU 建议零售价（分）之最大；若低于单买价则抬到单买价+1 分以满足常见校验。
+     */
+    private static long resolvePddMarketPriceFen(long maxSuggestedRetailFen, long maxSingleBuyFen) {
+        if (maxSuggestedRetailFen <= 0) {
+            throw new IllegalStateException("无法生成 market_price：各 SKU 建议零售价（retailPrice）无效");
         }
-        BigDecimal maxSingle = BigDecimal.ZERO;
+        long m = maxSuggestedRetailFen;
+        if (m <= maxSingleBuyFen) {
+            return maxSingleBuyFen + 1;
+        }
+        return m;
+    }
+
+    /** 各 SKU 建议零售价（元）换算为分后的最大值 */
+    private static long maxSuggestedRetailFen(List<OGoodsSku> skuRows) {
+        long max = 0L;
         for (OGoodsSku s : skuRows) {
-            BigDecimal p = firstNonNull(s.getRetailPrice(), s.getGroupPrice());
-            if (p != null && p.compareTo(maxSingle) > 0) {
-                maxSingle = p;
+            if (s == null) {
+                continue;
+            }
+            long fen = yuanToFen(s.getRetailPrice());
+            if (fen > max) {
+                max = fen;
             }
         }
-        if (maxSingle.compareTo(BigDecimal.ZERO) <= 0) {
-            throw new IllegalStateException("marketPrice 与各 SKU 价格均为空，无法生成参考价");
+        return max;
+    }
+
+    /**
+     * 拼单价（分）= 建议零售价 ×（groupBuyDiscountPercent/100），单买价（分）= 拼单价 + singleBuyAddFen；元→分 HALF_UP。
+     */
+    private static long[] groupAndSingleFenFromSuggestedRetail(BigDecimal suggestedRetailYuan, ExternalPddProperties props,
+                                                               String outSkuIdForError) {
+        if (suggestedRetailYuan == null || suggestedRetailYuan.compareTo(BigDecimal.ZERO) <= 0) {
+            throw new IllegalStateException("SKU 建议零售价（retailPrice）无效，无法按配置折算拼多多价格，outSkuId=" + outSkuIdForError);
         }
-        // 参考价略高于单买价（分）
-        return yuanToFen(maxSingle) + 100;
+        int pct = props.getGroupBuyDiscountPercent();
+        if (pct <= 0 || pct > 100) {
+            throw new IllegalStateException("external.pdd.group-buy-discount-percent 须为 1～100，当前=" + pct);
+        }
+        BigDecimal groupYuan = suggestedRetailYuan.multiply(BigDecimal.valueOf(pct))
+                .divide(BigDecimal.valueOf(100), 4, RoundingMode.HALF_UP);
+        long groupFen = groupYuan.multiply(BigDecimal.valueOf(100)).setScale(0, RoundingMode.HALF_UP).longValue();
+        if (groupFen <= 0) {
+            throw new IllegalStateException("折算后拼单价为 0 分，请检查建议零售价与折扣，outSkuId=" + outSkuIdForError);
+        }
+        long add = props.getSingleBuyAddFen();
+        if (add <= 0) {
+            throw new IllegalStateException("external.pdd.single-buy-add-fen 须为正整数（分），当前=" + add);
+        }
+        long singleFen = groupFen + add;
+        return new long[]{groupFen, singleFen};
     }
 
     private static long yuanToFen(BigDecimal yuan) {
@@ -383,8 +410,4 @@ public class PddGoodsAddParamBuilder {
     private static String fenAsSkuPriceString(long fen) {
         return Long.toString(fen);
     }
-
-    private static BigDecimal firstNonNull(BigDecimal a, BigDecimal b) {
-        return a != null ? a : b;
-    }
 }